People often own pets because they want a companion in their life and they become like family to you. No matter what kind of pet that you own you want to keep them healthy and love them for a long time. There are many ways that you can keep your pet healthy but unfortunately you cannot always prevent them from having some type of medical issue. When it comes to your pet’s health the price tag can be pretty high due to your veterinarian visits and certain procedures that your pet needs.
That’s why it is a smart idea to get pet insurance to help you cover some of the costs to keep your pet healthy. Pet insurance is similar to your health insurance by helping you pay your pet’s medical bills and insuring that your pet’s health stays consistent. Here are a number of reasons why getting pet insurance is the best decision that anyone can make for their pet.
What You’re Getting out of Pet Insurance
With pet insurance you will not have to worry about your pet’s health and will be able to enjoy the time that you have together. When your pet becomes very sick or injured you will not have to worry about the high costs it will take for the procedures to cure them and you know that your pet will get the best care possible. These medical procedures could cost you thousands without pet insurance but they can save your pet’s life, if you are a pet owner you should consider getting pet insurance now.
Going to the veterinarian every couple of months can start costing you a lot of money and if you are getting shots for your pets this could cost a lot as well. Luckily if you have pet insurance they will cover the majority of the cost. Getting regular checkups will insure that your pet will have the healthiest lifestyle and vets will be able to pick up anything that is abnormal.
Having pet insurance is very similar to insurance for humans in many ways, one being that you have to pay a monthly premium in order for your pet to be covered, the monthly payment depends on what plan you are getting. Pet insurance can usually costs you around $30 to $50 a month which was reported by ValuePenguin.1
When getting pet insurance you want to get a plan that has higher monthly premiums so that there is no annual limit. According to CBS News2, certain procedures and services at the vet could cost you somewhere around $20,000 if your pet is suffering from a major illness or is injured badly, so if you are looking to go with a plan that that has an annual limit of $5,000 you will end up paying having to pay the rest to save your beloved pet.
Unfortunately there are many people that end up buying pet insurance using the services that they need to cure their pet and then at the last minute they will cancel their plan, leaving the insurance company with the cost. Because of this pet insurance companies will have waiting periods for certain conditions of your pet. If your pet is sick you will usually have to wait 14 days until you can see a vet and 5 days if they are injured. Make sure that you read the policies that you are signing up for as certain conditions may or may not apply.
The Best Pet Insurance Choices Around
Picking a pet insurance plan for your pet can be difficult because there are many options that you can choose from that will cover certain illnesses or injuries. Picking the right insurance is important for your pet’s health and should be something that you take seriously, if your pet gets something that is not covered you will be having to pay thousands to save your pet’s life. There are a good amount of great pet insurance companies that will help your pet live the longest life possible.
If you are looking for an affordable pet insurance plan, then you should consider Pets Best which offers you different packages that includes accident only coverage. The only downfall about Pets Best is that they have very low annual maximums which will not cover anything serious that happens to your pet. According to Pet Insurance U3, Pet Bests starts at $38 a month which is not bad if you are looking to go with an affordable plan.
Nationwide offers you some of the best pet insurance out there, they are known for dealing with human insurance but they are just as good as doing pet insurance as well. There are three different plans that you can choose from that will cost you around $33 a month which was reported by Pet Insurance U. if you want to get a better plan they also offer Nationwide’s Whole Pet4 plan which will cover almost everything to keep your pet healthy and that will cost you around $60 per month.
Another great pet insurance company is Embrace which offers pet owners a plan which you can customize for your pet’s needs. This plan only costs you around $13 for dogs and $9 for cats a month5, Pet Insurance stated. With Embrace you are able to keep your pet on this plan up to the age of 14 years which is great compared to other companies. Figo is a newer pet insurance company that has options for pet owners to choose from. One of the greatest benefits about Figo is that they have a plan that has an annual maximum of $10,000 which is great for a serious procedure.
With all these great pet insurance companies to choose from you will be able to pick the perfect one for your pet, start searching today and good luck.