Many people have listed travel on their bucket list, and rightly so as travel could be one of the most fun and memorable moments of your life. It does wonders and broadens your mind by introducing you to places and cultures you never even knew existed. Exploring one-of-a-kind places can change your perspective on whatâ€™s really important in life and is important for self-growth.
Knowing this, why donâ€™t people travel more? One of the main reasons is money. Unless you have a fortune behind you, leaving everyday things such as your career, home, and family for extended periods of time can make it impossible for you to see the world. Thereâ€™s no doubt that traveling is expensive, and focusing on that, you may never get the chance to go on an adventure.
Fortunately, it is possible to visit different places without breaking your bank - you just have to travel smartly. And one of the key factors in traveling smart, is having the right credit card. You use credit cards on a daily basis anyway, whether it be for food, gas, and other expenses, so you might as well use it to your advantage to plan your next vacation.
The first step is getting the right credit card. Almost every card available, no matter what financial institution youâ€™re with, offers some kind of reward system. Some of them offer cash back while many of them offer travel points and discounts which you may not even be aware of.
A travel credit card is your best option when going on an affordable vacation. In addition to rewards and discounts, you can also get tons of free or money-saving perks. Take for example, a Citibank Platinum Card - if you have this card, you may not even know that they offer worldwide car rental insurance. This could save you hundreds of dollars when renting a car. The same credit card also offers Travel & Emergency Assistance which is something you will definitely need when going abroad as you never know if and when travel issues, medical problems, and other emergencies may come up.
All credits cards donâ€™t offer the same perks, but most travel cards do offer some kind of bonus for each purchase you make. The bonus points you accumulate can be used to redeem different benefits such as airline miles, hotel bookings, rental cars, baggage fees, airport lounge access, free upgrades, priority boarding, and much more.
And if you donâ€™t have a credit card with travel rewards, sign up for one today! The best part is that many of them give new cardholders large signup bonuses to help pile on the points faster. Here are a couple of the best ones on the market right now:
Capital One Venture Rewards Card: The Capital One Venture Rewards Card is one of the best ways to rack up rewards in a hurry. You can earn up to two reward miles for every dollar you spend, with as much as 10x the miles on hotel bookings. New cardholders will receive a one-time bonus of 50,000 miles if they spend $3,000 in purchases in the first three months. The best part about it is that you can use your point at any hotel and with any airline.
Bank Americard Travel Rewards Card: The Bank Americard Travel Rewards Card is a better choice if you only travel every once in a while. Youâ€™ll receive 20,000 bonus point if you spend $1,000 in purchases within the first 90 days and thereâ€™s no expiration date for your reward points. If you have a Bank of America checking or savings account, youâ€™ll get an additional 10% bonus on your purchases as well!
Traveling has never been easier with rewards credits cards like the ones mentioned above! You can travel in style for a fraction of the cost! Get started today so youâ€™ll have enough points for an amazing vacation next summer.